AI development company for Miami fintech, crypto, LATAM cross-border & proptech.

Bilingual EN / es-LATAM customer-facing AI is non-negotiable for Miami, and the post-2020 tech migration into Brickell has produced one of the most distinctive AI-buyer mixes in the United States. South Florida concentrates cross-border banking, payments, and proptech workloads, and the teams we work with here reflect that. CTOs and Heads of Engineering at the Brickell fintech cluster — the dense corridor of payments, neobank, and exchange operators that has grown around Brickell Avenue since the Miami-Tech wave, including Citadel's Miami operations and the broader migration of New York and Bay Area fintech talent to South Florida. Engineering leaders at Miami crypto and digital-asset operators with NYDFS BitLicense-equivalent counterparty exposure and FinCEN MSB obligations. Heads of digital at LATAM-adjacent cross-border banking, remittance, and payments operators serving Mexico, Brazil, Argentina, Colombia, and the broader Spanish-speaking Americas through Miami as the operational hub. Product directors at Miami proptech and luxury real-estate operators — Miami real estate is one of the densest mid-market AI buyer pools in Florida, with title, closing, and listing workflows ripe for document intelligence. Engineering directors at Jackson Health System, Baptist Health South Florida, University of Miami Health-adjacent, Mount Sinai Medical Center Miami Beach-adjacent, and Cleveland Clinic Florida-adjacent healthtech operators. Operations leaders at the PortMiami cruise and logistics ecosystem and the Miami-adjacent supply-chain operators that connect into LATAM. They typically arrive after the same conversation: a New York or Bay Area AI consultancy has quoted East-Coast or West-Coast senior rates without LATAM cross-border or bilingual EN/es-LATAM experience, hiring a senior AI engineer in Brickell against Citadel, the recently-migrated NY fintech operators, or a foundation-model lab has become genuinely difficult, and their in-house team needs a partner who understands both US multi-state privacy and LATAM data-flow obligations. Across 50+ shipped production AI systems and 12 industries, we have built RAG pipelines that survive regulator scrutiny, voice agents at sub-second p95 latency including es-LATAM voices, and agentic features embedded inside live cross-border SaaS without breaking the host architecture.

What separates Aiinfox from a typical Miami AI consultancy is the engineering discipline around the model, not the model itself. We write the eval harness before the prompt. For Brickell fintech and crypto operators, we map regulatory scope explicitly: PCI DSS for card-rail workloads, FinCEN MSB obligations for money transmitters, BSA/AML for compliance copilots, NYDFS Part 500-equivalent for credit-information custodians, and the patchwork of US state money-transmitter licensing where Miami operators almost universally hold multi-state MTLs. For Florida-resident data, FIPA (the Florida Information Protection Act of 2014) governs breach notification with a 30-day notification window — strict by US standards. FDBR (the Florida Digital Bill of Rights) phased in for large-revenue controllers from July 1, 2024 — applying to controllers with USD 1 billion in annual revenue that meet additional thresholds — and we map FDBR controller obligations into the engagement scope where the buyer is in scope. For Miami operators serving Texas, California, New York, and the broader multi-state US market, we layer CCPA + CPRA, TDPSA (Texas), Virginia CDPA, Colorado CPA, Connecticut CTDPA, and NY SHIELD + DFS Part 500 (where financial services apply) on top of the FIPA + FDBR baseline. For LATAM cross-border data flows — Mexico's LFPDPPP, Brazil's LGPD, Argentina's PDPL, and Colombia's Law 1581 — we map data-residency requirements into the engagement: AWS us-east-1, AWS sa-east-1 (São Paulo), or GCP southamerica-east1 are supported depending on the controller's data-localization position. For Jackson Health-adjacent and Baptist Health-adjacent healthcare, we sign BAAs before any PHI is shared, deploy inside customer-controlled US-East accounts, and audit-log every model and tool call for OCR examination. Self-hosted Llama 3 on vLLM is supported for crypto and cross-border operators with strict data-egress positioning. Senior engineers only — eight years average experience per engineer, no junior pool hidden behind a senior nameplate.

Bilingual English and Spanish (es-LATAM) customer-facing delivery is non-negotiable for Miami, and we will be straight about what we offer. Our customer-facing AI deliverables — chatbots, voice agents, document intelligence outputs, agent system prompts, refusal language, error messages — are delivered in both English and Spanish, with the lexical and phrasing conventions appropriate for the LATAM market (Mexican Spanish, Caribbean Spanish, and South American Spanish, calibrated to the customer's actual buyer geography, rather than generic Iberian Spanish). We have shipped es-LATAM voice agents on Deepgram and ElevenLabs with multiple regional Spanish voices validated against native speakers. The development team works in English — code, documentation, technical specifications, twice-weekly demos, and async updates are in English — and the customer-facing output is reviewed and validated by a fluent es-LATAM speaker before any production release. Time-zone overlap with Miami Eastern Time: our Frisco, TX pod runs Central Time, one hour behind Eastern, and our US-Hours rotation runs a late-CT shift (typically 10am-to-7pm CT) that covers Miami ET 11am-to-8pm with Frisco engineers on Zoom inside your workday. Mohali adds an early-IST start that picks up Miami afternoons in real time. Six-week target from kickoff to a working v1, fixed-price scope written in 72 hours, overrun cost on us if we miss for reasons on our side.