AI development company for London financial services & fintech.

We do not operate a London office. Aiinfox runs from our Mohali, India HQ and a Frisco, TX office, and we deliver to London clients with native 4-5 hour daily overlap with London business hours. For on-site engagements (kickoff, milestone reviews, security walk-throughs at Canary Wharf or City offices), we travel to London on a scheduled cadence rather than maintaining a sub-scale local presence. Most London engagements run twice-weekly Zoom demos inside London business hours plus quarterly on-site days where the engagement justifies it.

Strong. India Standard Time is GMT+5:30, which gives roughly four to five hours of native daily overlap with London business hours — our 1:30pm IST is your 8am GMT, and our 6:30pm IST is your 1pm GMT. Daily standups, twice-weekly demos, and most ad-hoc problem-solving land inside that window without late-night calls on either side. For London clients who prefer afternoon-onwards working, we can extend our coverage to 8pm IST (2:30pm GMT) on a planned cadence. Written async updates go out daily before your standup.

Yes. Our engagement defaults are aligned with UK GDPR and the Data Protection Act 2018. DPAs (UK GDPR controller-to-processor or processor-to-processor as appropriate) are signed before any personal data is shared. For engagements processing personal data at scale or involving special category data, we run a Data Protection Impact Assessment (DPIA) aligned with the ICO's published guidance. Standard contractual clauses (UK IDTA or the EU SCCs with the UK addendum) cover any necessary international transfer of personal data. Audit logs on every model and tool call are exportable for ICO inspection.

Yes. We have shipped KYC automation, fraud signal extraction, deterministic-output compliance copilots, and audit-trailed claims handling for FCA-supervised fintech and insurance operators. We treat the Senior Managers and Certification Regime seriously: every model and tool call is audit-logged with input, output, prompt version, and operator identity, so the Senior Manager accountable for the system has the evidence they need for a Section 166 skilled persons review or a supervisory examination. We do not make autonomous regulatory decisions; humans approve everything that touches a regulated outcome.

Your call. We default to AWS London (eu-west-2), Azure UK South, or GCP europe-west2, and we will run the entire build inside your UK cloud account if your DPO requires no cross-region replication. For inference, we pin Claude or GPT-4o to a UK or EU endpoint where available (Azure OpenAI UK South is the standard route for GPT-4o into a UK boundary), or we self-host Llama 3 on vLLM inside your VPC for zero third-party inference. No UK personal data silently crosses to non-UK endpoints unless your DPA explicitly permits it.

Most v1 engagements at Aiinfox land between GBP 20,000 and GBP 100,000 fixed-price for a focused build — an AI agent, a RAG system, a voice pipeline, or a bespoke ML model. Larger multi-quarter engagements with fine-tuning, custom evals, and FCA-aware compliance work typically reach GBP 150,000 to GBP 280,000. Pilots are usually GBP 8,000 to GBP 20,000 with acceptance criteria written into scope. London clients invoice in GBP via bank transfer or USD via wire. VAT does not apply on B2B services supplied from India to UK clients (general rule; your accountant should confirm against your specific situation).

Yes — takeover audits are routine. Step one is reading the code, the data pipelines, the eval results (if any exist), the prompts, and the cost telemetry. Step two is shipping the smallest valuable change to prove we understand the system in a way the previous vendor did not. Step three is the longer-term plan — incremental stabilisation, a parallel rebuild, or shutting it down and starting over. Most London takeovers we have seen did not need a full rewrite; they needed evals, guardrails, observability, and a senior engineer on the build. We will be honest on the first call.

Senior engineering rates at Aiinfox are roughly 40 to 60 percent lower than equivalent City of London, Canary Wharf, or Shoreditch AI consultancies — real, but it is not the headline. The headline is the delivery model: senior engineers only, fixed-price six-week scopes, overrun cost on us if we miss for reasons on our side. Most London AI consultancies bill at City day rates on timesheets, run lengthy discovery-then-discovery phases, and either burn a junior pool behind a senior nameplate or churn senior staff onto bigger accounts mid-engagement. We bill shipped systems; we keep the same engineers on your build through launch.