AI development company for London financial services & fintech.

No physical London office — Aiinfox is built around a Mohali, India HQ plus a Frisco, TX office, and London engagements run on native 4-5 hour daily overlap with London business hours from the Mohali team. On-site work (kickoff, milestone reviews, security walk-throughs at Canary Wharf or City addresses) happens on a scheduled cadence rather than through a sub-scale local presence — typically twice-weekly Zoom demos inside London hours plus quarterly on-site days where the engagement justifies it.

Strong. India Standard Time is GMT+5:30, which gives roughly four to five hours of native daily overlap with London business hours — our 1:30pm IST is your 8am GMT, and our 6:30pm IST is your 1pm GMT. Daily standups, twice-weekly demos, and most ad-hoc problem-solving land inside that window without late-night calls on either side. For London clients who prefer afternoon-onwards working, we can extend our coverage to 8pm IST (2:30pm GMT) on a planned cadence. Written async updates go out daily before your standup.

Yes. Our engagement defaults are aligned with UK GDPR and the Data Protection Act 2018. DPAs (UK GDPR controller-to-processor or processor-to-processor as appropriate) are signed before any personal data is shared. For engagements processing personal data at scale or involving special category data, we run a Data Protection Impact Assessment (DPIA) aligned with the ICO's published guidance. Standard contractual clauses (UK IDTA or the EU SCCs with the UK addendum) cover any necessary international transfer of personal data. Audit logs on every model and tool call are exportable for ICO inspection.

Yes. We have shipped KYC automation, fraud signal extraction, deterministic-output compliance copilots, and audit-trailed claims handling for FCA-supervised fintech and insurance operators. We treat the Senior Managers and Certification Regime seriously: every model and tool call is audit-logged with input, output, prompt version, and operator identity, so the Senior Manager accountable for the system has the evidence they need for a Section 166 skilled persons review or a supervisory examination. We do not make autonomous regulatory decisions; humans approve everything that touches a regulated outcome.

Your call, and we'll default sensibly if you don't have a preference: AWS London (eu-west-2), Azure UK South, or GCP europe-west2, with the option to run the whole build inside your own UK cloud account when your DPO wants zero cross-region replication. Inference gets pinned to a UK or EU endpoint too — Azure OpenAI UK South is our standard route for GPT-4o into a UK boundary, and Claude gets the same regional pinning where Anthropic offers it — or we self-host Llama 3 on vLLM inside your VPC if third-party inference isn't acceptable at all. Nothing crosses to a non-UK endpoint unless your DPA says it can.

Most v1 engagements at Aiinfox land between GBP 20,000 and GBP 100,000 fixed-price for a focused build — an AI agent, a RAG system, a voice pipeline, or a bespoke ML model. Larger multi-quarter engagements with fine-tuning, custom evals, and FCA-aware compliance work typically reach GBP 150,000 to GBP 280,000. Pilots are usually GBP 8,000 to GBP 20,000 with acceptance criteria written into scope. London clients invoice in GBP via bank transfer or USD via wire. VAT does not apply on B2B services supplied from India to UK clients (general rule; your accountant should confirm against your specific situation).

Regularly — most first calls with new London clients start exactly there. We begin by reading the code, the data pipelines, whatever eval results exist, the prompts, and the cost telemetry, because a City rate card tells you nothing about what actually got built. Then we ship the smallest change that proves we understand the system better than the previous vendor did, usually inside the first two weeks. From there it's one of three calls: stabilise what exists, rebuild the weak parts in parallel, or recommend shutting it down if the foundation genuinely doesn't hold. Most London takeovers we have run didn't need a full rewrite — they needed evals, guardrails, audit logging for SM&CR accountability, and a senior engineer who actually stayed past the discovery invoice. We'll tell you which on the first call, regardless of which answer is better for us commercially.

Senior engineering rates at Aiinfox are roughly 40 to 60 percent lower than equivalent City of London, Canary Wharf, or Shoreditch AI consultancies — real, but it is not the headline. The headline is the delivery model: senior engineers only, fixed-price six-week scopes, overrun cost on us if we miss for reasons on our side. Most London AI consultancies bill at City day rates on timesheets, run lengthy discovery-then-discovery phases, and either burn a junior pool behind a senior nameplate or churn senior staff onto bigger accounts mid-engagement. We bill shipped systems; we keep the same engineers on your build through launch.